BEST FOR 1.5% CASH BACK

Capital One Quicksilver Cash Rewards Credit Card

Reward rate
5

Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply

1.5

Earn unlimited 1.5% cash back on every purchase, every day

Intro offer

$200

Annual fee

$0

Regular APR

16.49% - 26.49% (Variable)

Recommended credit

Good to Excellent (670 - 850)

The Capital One Quicksilver Cash Rewards Credit Card is a good choice for earning cash back with no strategy required and no annual fee. The flat, unlimited cash back rate makes it handy for everyday use.
Pros
  • There’s a 0 percent intro APR on purchases and balance transfers for the first 15 months of card membership (16.49 percent to 26.49 percent variable APR after). 3% fee on the amounts transferred within the first 15 months.
  • There are multiple redemption options for rewards, including statement credit, gift cards, and more.
Cons
  • There are other cards on the market that offer a higher unlimited cash back rate.
  • Following the introductory APR period, you might find the 16.49 percent to 26.49 percent variable APR to be a bit on the high side.
  • One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • $0 annual fee and no foreign transaction fees
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won’t expire for the life of the account and there’s no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 16.49%-26.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months

ADDITIONAL FEATURES

Purchase intro APR
0% intro on purchases for 15 months

Balance transfer intro APR
0% intro on balance transfers for 15 months

Advertiser Disclosure

Creditcards.credit is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which Creditcards.credit receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants’ credit approval also impact how and where products appear on this site. Creditcards.credit does not include the entire universe of available financial or credit offers.
Creditcards has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.